Nash Thuo.

Free Kenya calculators

Kenya Calculators

Fast, accurate calculators built on Kenya's current 2026 rates — no ads, no sign-up, nothing stored. Work out your real numbers, then put them to work.

PAYE & Net Pay Calculator
Your exact take-home pay after PAYE, NSSF, SHIF and the Housing Levy — 2026 rates.
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M-PESA Charges Calculator
The exact fee to send, withdraw, Pay Bill, Buy Goods or use Fuliza — 2026 tariff, excise included.
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Money Market Fund Calculator
See how your savings grow at ~9% a year with monthly top-ups — before and after withholding tax.
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Loan Repayment Calculator
Monthly instalment, total interest and total repaid on a reducing-balance loan — bank, sacco, car or mortgage.
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Kenya Power Token Calculator
Estimate the KPLC prepaid units (kWh) your money buys, with a full breakdown of charges, levies and VAT.
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NSSF Calculator
Your monthly NSSF deduction under the new 2026 (Phase 4) rates, the Tier I and Tier II split, and your employer match.
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SHIF Calculator
Your monthly SHIF health deduction at 2.75% of gross (with the KES 300 minimum) — the rate that replaced NHIF.
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Kenya Power Bill Calculator
Estimate your monthly KPLC postpaid bill from the units you use, with a breakdown of energy, fuel, levies and VAT.
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Stamp Duty Calculator
The stamp duty you pay KRA on a property transfer — 4% urban, 2% rural, 0.1% on a mortgage — with worked examples.
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Capital Gains Tax Calculator
The 15% CGT you owe KRA when selling property, land or shares — enter sale price, cost and expenses for the net gain.
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Mortgage Affordability Calculator
How much home loan you can afford on your income — the largest loan and property price using the one-third repayment rule.
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Net Worth Calculator
Add up your assets, subtract your debts, and track your true net worth — the single best measure of financial progress.
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More calculators on the way

I'm adding these next — each one built on the current rates and checked against the real tariffs, so you can trust the number:

Saving more than you spend?

Once your numbers add up, the next step is growth. A money market fund pays around 9% a year with quick access to your cash — the simplest place in Kenya to grow idle savings.